Who Is
Dave Ramsey?

Dave Ramsey is a personal
money management expert and
extremely popular national
radio personality.
He is the creator of
Financial Peace University (FPU),
a 13-week program that helps
people dump their debt, get
control of their money, and
learn new behaviors around
money that are founded on
commitment and
accountability. – click here
to learn more:
daveramsey.com
What is
an Endorsed Local Provider (ELP)?

Being an ELP isn't easy;
it's hard work because ELPs
are held to a higher
standard of excellence.
While ELPs do pay a fee to
cover program maintenance
and employment costs, Dave's
endorsement is not
bought-it's earned.
With an ELP, you know for
sure that you're getting the
same type of advice that
Dave would give.
You can trust ELPs because
Dave has a 20-person team
that works with every ELP to
make sure they meet your
standards and give you great
advice. You can feel
comfortable talking with an
ELP because each and every
one of them has the heart of
a teacher.
Every ELPs performance is
evaluated monthly to make
sure you get the best agent
possible. Also, you have a
chance to grade the ELP you
used based on your personal
experience through a survey
provided by Dave.
Click here to learn more:
http://www.daveramsey.com/elp/why-use-an-elp/
Why use a health insurance
specialist?

The number one cause of
personal bankruptcy is
unpaid medical bills. Not
having health insurance can
result in ridiculously high
medical bills. Health
insurance may be one of the
most important investments
you can make. A good
specialist can help you get
on a plan that fits your
budget and needs.